I believe that companies profiting from low-wage earners are definitely contributing to the opportunity divide. One major trait I have noticed from many companies that offers credit or loans is that they have a tendency to charge a higher interest rate to the low-income client. This to me is morally wrong and an obvious act to maintain a poverty level. I don’t understand why businesses like dealerships, credit, or banks feel that making a community struggle instead of thrive can benefit anyone in the long run. The corporate juggernaut’s tenure over preyed upon credit of the poor community contribute greatly to the opportunity divide. There are many obstacles a person may face to obtain a job or career. If a person doesn’t have good credit then a job requiring things like a car, stable housing, tools, or whatever is alone financially challenging to obtain is out of reach. It is disgusting that the same people creating the social problems rooted from poverty are creating the poverty, and this needs to stop. We can point the finger back and forth about who is at fault but if we want to find the person who takes responsibility for this we need only to look in a mirror. We need to take responsibility for saving money, organizing a budget, and most of all passing laws. The change and solution for this is within our-selves and within a community to exercise their right to vote and create propositions and measures. Complaining and ranting over an issue has changed nothing in this country yet we as a people have a tendency to mope and broadcast our opinions for days, weeks, months, and years. There is a reason why most of the world views the United States as a lazy people and it is because when it comes to something important and or urgent we fail to take action until it’s too late.
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